My Benefits Guide

Cigna Dental Benefit Summary

Cigna

A Cigna Dental Choice PPO plan offering Class I (Diagnostic & Preventive) and Class II (Basic Restorative) benefits with a $1,250 annual maximum. Members may see any licensed dentist, but using an in-network provider minimizes out-of-pocket costs.

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Scheduled Benefit Accident — Plan 1

Symetra Life Insurance Company

A scheduled benefit accident insurance plan insured by Symetra Life Insurance Company for JPS Health Network employees. Pays fixed dollar amounts for covered accidental injuries and related services including emergency care, hospitalization, surgery, fractures, dislocations, burns, and catastrophic benefits.

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Legal Insurance Plan

ARAG

Provides access to a network of experienced attorneys for everyday legal matters. Services may include document review, consultations, and representation at a reduced or no additional cost.

Employee Assistance Program

Guardian

A confidential support program that provides access to professional counseling, legal assistance, and financial guidance. Services are available at no cost to employees and their immediate family members.

Dental Benefits Snapshot

Guardian

Guardian offers a PPO dental plan covering routine checkups and minor procedures with a $1,250 annual maximum. Out-of-network visits are allowed, but in-network care offers better savings.

Oral Health Plan Details

Humana

A Humana PPO dental option that includes preventive and basic restorative services, with a yearly cap of $1,200. You may visit any licensed dentist, though network providers offer reduced rates.

Insurance Overview

Aflac

Supplemental accident insurance providing cash benefits for covered injuries, helping offset unexpected medical and recovery expenses.

Vision Benefits Summary

VSP Vision Care

This vision plan includes eye exams, lenses, and a frames allowance up to $150. Members may visit any optometrist, though network providers offer greater savings.

Mental Health Support

Virgin Pulse

Access to mental health services including therapy, coaching, and digital tools that support emotional and psychological well-being. Members can connect with licensed professionals virtually or in person, with flexible and confidential care options.

Prescription Drug Plan

Express Health

This pharmacy plan covers a wide range of medications with tiered copays designed to keep costs predictable. Mail-order options are available for maintenance prescriptions at a reduced cost, helping you save time and avoid frequent pharmacy visits.

Retirement Savings Plan

Fidelity Investments

A 401(k) plan that helps you save for retirement with pre-tax contributions and potential employer matching. Investment options are available to fit different risk levels, allowing you to build a portfolio aligned with your long-term financial goals.

Medical Plan Overview

Cigna

A comprehensive medical PPO plan covering preventive care, specialist visits, and hospital services with a $3,000 annual deductible. Members can see any provider, but in-network care lowers out-of-pocket costs.

Have Questions?

Violet is here to help. Alternatively, you can review the official documents to verify the information yourself here.

This Benefits Guide is intended for general informational purposes only. Employees are encouraged to review their official plan documents and contact their HR or Benefits Administrator with any further questions regarding their specific coverage. This guide was prepared based on information provided by the employer and/or insurance carriers and may be subject to change. Benevibe assumes no liability for errors or omissions. In the event of any conflict or discrepancy between the information presented in this Benefits Guide and the official plan documents or group policy, the official plan documents and group policy will govern and prevail in all cases.